Vyapari Sahakari Bank Maryadit, Solapur

Our Bank never asks for confidential information such as PIN and OTP from customers. Please don’t share personal information.

Personal Loan

Any Individual can avail a personal loan to meet your ceremonial or medical expenses, or repay your debts or for any other reason acceptable to the Bank.

Prerequisite Rules
Loan Limit Maximum upto Rs.5.00 Lakhs
Repayment Maximum 60 Months.
Pre-Payment Penlty Nil
Interest Attractive rate of Interest.
Rate of Calculation Interest calculation on daily reducing balance.
Purpose For Individual Domestic Purpose.
Security No Security.
Guarantors Min Two Guarantors is required.
Documents Minimum Document required.
Shares Contribution Shares @ 5% of Sanction Limit.
Charges Applicable as per chart CERSAI, Franking Charges, ROC, Search & Notary etc charges as applicable
Processing Fess As per rate chart of Bank + applicable G.S.T
Eligibility All individual to meet their domestic purpose.
Documents Required
  • Loan application
  • PAN Card, Address Proof, latest Photograph, of the Applicant.(KYC of Borrower)
  • In Case of Salaried Person :
  • Salary slip of last 3 months
  • Bank a/c statement for last 6 months where salary is credited.
  • Form No 16 / ITR for last 3 financial year.
  • In case of Businessman :
  • Proof of Business ( Shop Act, Food & Drugs License etc. as per applicability)
  • Last 3 years ITR, P& L A/c , Balance sheet (Audited)
  • Last 6 months bank statement of business
  • Any other documents as required by the bank at later stage.
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    *Conditions Apply. * For More details Please Contact Nearest Branch